Value Aligners
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Insurance partners

Right pain, right fix, validated. For the businesses you insure.

Independent agencies, small carriers and MGAs own the small-business relationship but rarely run their own cyber underwriting. Value Aligners is the independent layer in between: refer the businesses you insure, verify their security before you quote, and read a risk tier you can explain.

Apply as an insurance partner
How you can work with us

Four layers. Start with any one of them.

No layer depends on another. An insurer that never refers a single client can still buy verifications.

Protect

Use Value Aligners for your own office first, at a partner rate. Agencies and carriers hold client data too, and you see the product work before you send a single client.

Refer

Send businesses and MSPs by link, code or bulk invite. Commission is a share of what those clients pay Value Aligners. It is never a share of premium and never depends on a policy being sold.

Verify

Ask us to verify a client's or an MSP's security before you quote, bind or renew. Self-attested and evidence-verified levels today; a tested level comes next.

Price

Coming next: a risk tier and a suggested modifier band you apply inside your own filed rating. We inform the rate; we never set the premium.

Who it is for

What each insurance partner gets

Cyber-native carriers run their own scanning. This program is for everyone else who insures small businesses.

Independent agencies

Agencies

Your commercial clients ask about cyber cover and you cannot answer the application questions for them. Send one link and know when they are ready to quote.

  • A referral link and code for every producer, with the client's progress visible in your portal
  • Commission on what referred clients pay Value Aligners, paid through Stripe Connect
  • A readiness report you can attach to the submission, with the fixes that most improve terms

Small and regional carriers

Carriers

You write package or BOP business and want to add a cyber endorsement without building a security team. Buy verified evidence per account instead.

  • Verified Cyber Posture Reports with the controls underwriters ask about, each marked verified, attested, failed or unknown
  • A risk tier with reason codes and a model documentation pack for your model-risk review
  • Portfolio view of tier mix and the controls that fail most across your insureds

MGAs and program administrators

MGAs

You are launching or scaling a small-commercial cyber program and need cheap, repeatable pre-bind evidence that arrives on time.

  • Request a verification from your dashboard and get the report back inside the service window
  • Expiry dates and re-verification reminders aligned to the policy term
  • Reports delivered as PDF for the underwriting file and JSON for your systems
How it works

From work email to first verification

Onboarding asks only what changes the next screen. Most partners have a working referral link and a scan of their own domain within minutes.

  1. Step 1: Tell us who you are

    Work email and domain. We suggest agency, carrier or MGA and you confirm in one tap.

  2. Step 2: Pick your layers

    Protect, Refer and Verify are live. Choose only what you need; the onboarding adapts to your choice.

  3. Step 3: See it work on you

    A light scan of your own domain runs while you sign up, and your referral link is minted before you finish.

  4. Step 4: Sign and connect

    Clickwrap agreement plus only the addenda for the layers you picked. Stripe Connect only if you refer.

  5. Step 5: Invite and verify

    Import your book, send co-branded invites, request verifications and watch results arrive in one dashboard.

Questions insurers ask

Straight answers before you apply

Do I need an insurance producer licence to earn commission?
Commission is paid on the Value Aligners revenue a referred client generates, not on any insurance premium, and it does not depend on a policy being bound. Our counsel reviews this before launch, and your own counsel should confirm it for your state.
What does a verification actually check?
The controls cyber applications ask about most: multi-factor authentication, endpoint protection, backups and restore testing, patching, email security, privileged access, training, incident response planning, exposed remote access, logging and the security of the client's MSP. Each control is marked verified, attested, failed or unknown, with the evidence behind it.
Does a good report get my client cover or a lower premium?
No. The report is evidence for your own underwriting and rating. Whether and how to use it is your decision, inside your filed rates where they apply.
Who pays for the verification?
The insurer or agency that requests it. The business being verified pays nothing to be verified and gets its own copy of the report with a fix plan.
Can the client dispute a finding?
Yes. The client can contest a finding inside the report, you see the dispute and its outcome, and a corrected report gets a new version while the old one is marked superseded.
Is Value Aligners independent?
A verification result never depends on whether the client bought anything from Value Aligners, its marketplace or a vendor. Every report says so, and scoring ignores purchase data.
Ready?

Apply, or ask us anything first

Applications are reviewed before you go live. Already a partner? Log in to your portal.

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